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Terms and Conditions of Use

Please read these terms carefully before using our website or services. By accessing loxenarivo.sbs, you agree to the following terms that govern your use and outline your responsibilities.

Last updated December 31, 2025

Acceptance of Terms

Your access and continued use of our site signify your acceptance of and compliance with these terms. If you do not agree, please refrain from using our services. Continued use after changes means acceptance of any updates.

Definitions

Definitions help clarify your rights and our obligations. Terms are interpreted under Australian law.

"Site" means loxenarivo.sbs and all associated parts managed by us.

"User" refers to any visitor, registered or not, interacting with our site or services.

"Content" covers all text, graphics, and materials on the site.

"Services" includes all consultation and negotiation support we provide online.

Use of Services

You may use services only as intended and in compliance with all legal requirements. Unauthorised use, scraping, or interference may result in restricted access.

Eligibility

You must be over 18 and have the capacity to enter contractual relationships to use our services. Use by minors is not permitted.

Australian residents only.

User Duties

By accessing our platform, you agree to follow all guidelines and cooperate as required.

Submit accurate, up-to-date information only.
Maintain confidentiality of your access credentials.
Promptly report suspected breaches or misuse.
Use content for legitimate, personal, or business needs.

Prohibited Uses

You may not use the site or services to infringe rights or harm others.

No spamming, exploitation, or lewd or abusive conduct is allowed.
No distribution of malware, viruses, or harmful programs.
No unauthorized access, scraping, or data mining.
No reverse engineering or interference with site function.
No usage for fraudulent or deceptive practices.

Intellectual Property

All content and materials are our property unless otherwise indicated. You may not copy, reproduce, or redistribute any part of our site or service without permission. Trademarks and logos remain the property of their owners.

User Content

Any feedback, comments, or messages you provide become part of our platform. Please do not submit confidential or proprietary material unless requested.

Rights to User Content

You retain rights in the material you submit but grant us a license to use, display, or adapt feedback for service improvement.

Privacy Policy

We are committed to protecting your information as set out in our Privacy Policy. Use of our site indicates your consent; please review it carefully for details.

Privacy Policy

Important Disclaimers

We offer recommendations and analysis intended to support, not replace, professional advice.

Disclaimer Notice

While we strive for accuracy, we cannot promise or assure a particular outcome. Results may vary. For financial decisions, consider your own situation or consult a licenced professional.

Limitation of Liability

We are not responsible for any losses or damages resulting from use, misuse, or inability to access our site. Your choices and actions are your own, and we recommend independent judgment.

Indemnification

You agree to protect Loxenarivo and its agents from claims, losses, or liabilities arising from your use of our site or your breach of these terms.

Resolving Disputes

We aim to resolve disputes fairly and efficiently. This section outlines the process for handling concerns between users and Loxenarivo.

Arbitration

Any dispute will be resolved by binding arbitration, subject to Australian consumer rights. This provision does not restrict your statutory protections.

Arbitration takes place in Australia.

Online Dispute Resolution

Australian and online dispute mechanisms are available for registered complaints when necessary. Contact us directly first to seek an informal resolution.

Dispute Resolution Policy

Severability

If any provision is found invalid, the remainder remains effective.

Entire Agreement

These terms constitute the full agreement between you and Loxenarivo for the use of services.

Governing Law

These terms and all claims will be governed by Australian law.

Termination

We reserve the right to suspend or terminate your access to the site for violation of these terms. You may cease use at any time.

Changes

We may update these terms periodically. Continued use after changes indicates your acceptance of revised terms. Please check for updated versions.

Contact Details

For questions or help regarding these terms, please reach out to our team.

Email: content@loxenarivo.sbs

Phone: +61 7 7652 6631

Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective Date: December 31, 2025

Version: 2.0