General Website Disclaimer

Important Notice

All advice is for informational purposes only.

Results may vary. Always seek tailored guidance.

This website provides analytical reviews and impartial recommendations for negotiation and budgeting. Content aims to inform, not to replace legal, financial, or professional counsel.

General Notice

By accessing our site or services, you acknowledge that all advice and content provided are general in nature, not tailored to your personal financial, legal, or business circumstances. Our recommendations are based on supplied information and publicly available best practices. Any action taken based on site content is at your own discretion.

Limitations of Liability

We are not responsible for outcomes or damages from reliance on this content.

No responsibility for business or financial losses incurred.

No liability for inaccurate, incomplete, or outdated information.

No assurance of third-party product or service suitability.

No responsibility for external links or referenced sites.

Accuracy of Information

We work to keep site content accurate. However, information may change and no assurance is offered regarding completeness or accuracy. Review all materials with a qualified expert prior to relying on it.

Information is provided without warranty.

Use of Professional Advice

Please obtain advice from qualified advisors for decisions on finance, tax, or law. Site content should not be your only resource when making important business or personal choices.

External Links

We may provide links for convenience. We are not responsible for the content or security of any third-party website or resource linked from our platform.

Results Disclaimer

Every financial negotiation is unique. Results may differ according to your situation, negotiation participants, and external factors.

Outcomes May Differ

No universal outcome is promised. Success depends on context, communication, and individual goals. Results may vary for every client.

Financial Guidance Disclaimer

We do not offer financial planning or product sales services.

No recommendations on specific investments, accounts, or financial products.

No personal finance management or investment performance assurances.

No guarantee of achieving particular monetary outcomes.

Jurisdictional Notice

This site and services are directed to Australian residents only.

Use of site subject to Australian law, privacy, and regulations. International users must ensure compliance with their own local rules.

Laws applicable are those of Australia only.

Users remain responsible for following all relevant local statutes.

Indemnification

By using this site, you agree to hold us harmless from claims arising from your actions or reliance on content provided.

Severability

If any part of this disclaimer is deemed unlawful, remaining sections remain in effect.

Modifications

We reserve the right to update or modify this disclaimer at any time. Updated versions are effective upon posting.

Contact

Email: content@loxenarivo.sbs

Phone: +61 7 7652 6631

Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective Date: January 9, 2026

Last Updated: January 9, 2026